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CashXChain Documentation

CashXChain is the infrastructure for the money of tomorrow. It is the payments orchestration layer for modern businesses — built first for the corridors and workflows banks handle worst, and designed to scale to every payment a modern business sends or receives.

We focus first on cross-border and B2B payments, because that is where existing infrastructure is the most painful: slow settlement, opaque pricing, manual reconciliation, and unpredictable compliance holds. The platform, API, and operations are not limited to those workflows — the same primitives apply to platform payouts, marketplace flows, treasury operations, and any payment a business sends or receives at scale.

Companies use CashXChain to open multi-currency accounts, register beneficiaries, lock FX rates, send payouts and follow them to a final status, export statements, and keep an auditable record of every instruction.

The core idea​

CashXChain follows the principle of invisible blockchain: the user works with familiar currencies, counterparties, invoices, references, and business workflows, while the platform orchestrates modern settlement infrastructure in the background.

A payment can involve an FX conversion, a domestic or SWIFT bank scheme at our banking partner, a payee-name check, and the data its corridor requires. CashXChain exposes that complexity through one coherent API and dashboard. In production every payout travels on bank rails today. In the sandbox, digital-asset accounts in USDC, EURC and other stablecoins send on chain, across chains, to bank accounts and to other CashXChain businesses — through the same payout API.

Faster than banks. Safer than crypto.

What CashXChain provides​

  • A single API for modern payment workflows.
  • Multi-currency account and balance views.
  • Quote-driven FX, with rates you can lock.
  • Payouts with idempotent retries and a full status lifecycle.
  • Audit trails, statements, and reconciliation data.
  • Business verification (KYB) through the API, reviewed by our regulated banking partner.
  • A fully isolated sandbox environment for safe integration testing.
  • In the sandbox: stablecoin accounts with a wallet per chain, and sends from them with their route quoted and lockable.

What CashXChain is not​

CashXChain is not a self-custody crypto wallet for consumers. It is not a speculative trading product. It does not ask business users to manage seed phrases or gas tokens: digital-asset wallets are held at our crypto-asset service provider, and CashXChain holds no private keys.

CashXChain is also designed as an orchestration and technology layer. Regulated activities such as holding funds, payment execution, local settlement, screening, and Travel Rule obligations are performed by regulated partners where required. CashXChain prepares and checks instructions and provides a consistent operational layer for customers.

Who should read these docs​

  • Developers integrating the CashXChain API.
  • Finance and treasury teams evaluating payment operations.
  • Product teams embedding payouts or collections into a platform.
  • Compliance teams reviewing KYB, AML, screening, and audit controls.
  • Operations teams managing payment exceptions, returns, and reconciliation.

Start here​

If you are new to CashXChain, read How it works. Developers can go directly to the Quickstart, which goes from a sandbox key to a settled payout.