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Roadmap

CashXChain is positioned as the infrastructure for the money of tomorrow. The product evolves from a focused launch in cross-border and B2B payments — the hardest cases — toward a general-purpose payment operating layer for businesses and platforms.

This page lists only what is available today and what is built but not yet switched on. We do not publish dates, and we name a capability here only once there is work behind it. Availability of specific corridors, currencies, rails, and regulated services depends on partner enablement, customer risk review, licensing, and production readiness.

Available today​

  • Business verification (KYB) through the API, with an onboarding pre-check.
  • API keys in a checksummed format, with separate sandbox and production environments, and restricted keys scoped down to single routes — the money API included.
  • Multi-currency accounts — local accounts with their own bank details in EUR, GBP, USD and CAD, and further currencies over SWIFT — with balances and verifiable statements.
  • Beneficiaries with per-corridor requirements, and the receiving bank's payee-name check.
  • Payouts with idempotent retries and a full status lifecycle.
  • FX quotes, conversions between your own accounts, and rates locked for a payout.
  • Opt-in conversion of incoming money into another currency, including a stablecoin, through settlement policies.
  • Platforms acting for the businesses they serve, with master keys and the Cxc-Account header.
  • Request logs and usage figures.
  • Payout routes: a quote discloses the route a payout would take, and quote_id holds the payout to it.
  • GET /v1/banking/capabilities: what the deployment offers and what your account may do, in one answer.
  • A sandbox that serves the same API on a simulated bank.

See the Quickstart for all of it in one flow.

In the sandbox, not yet in production​

  • Digital assets. Accounts in USDC, EURC, USDT and other stablecoins, held at our crypto-asset service provider with a wallet per chain, funded with test funds. Sends on chain and across chains, to IBANs, to US, UK, Mexican and Brazilian bank accounts, to other CashXChain businesses by @handle; swaps between USDC and EURC; USDC sent back to your own EUR account and EUR converted into it. API keys send to third parties only to trusted beneficiaries a person approved. See Digital assets. Production does not offer them: no payout or deposit there uses a stablecoin yet.