Screening
Screening helps determine whether a customer, beneficial owner, beneficiary, wallet, bank account, or transaction requires review.
Types of screening
Screening is done by our banking partner, under its own policies, and can include:
- Sanctions list screening.
- PEP screening.
- Adverse media checks.
- Business registry checks.
- Bank account validation.
CashXChain's own pre-check applies country and industry restrictions at onboarding.
Screening timing
CashXChain's own checks run at onboarding (the pre-check) and, before a payout, the receiving bank's payee-name check. Screening at other points — beneficiaries, payments, periodic review, changes of ownership — is our banking partner's to perform.
Outcomes
| Outcome | Meaning |
|---|---|
| Clear | No blocking issue found. |
| Review | Human or partner review required. |
| More information needed | The workflow waits for documents or clarification. |
| Blocked | Workflow cannot continue. |
At onboarding, the KYB pre-check reports its result as pass, review or
block — see Verification (KYB).
Customer experience
When screening requires action, CashXChain may request more information, documents, or clarification. Do not create duplicate payments to bypass review.